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Ny enacted the present cap-16 per cent interest on brief financial loans from non-bank, unlicensed lenders-decades ago , 878 F.2d at 580, one that vindicated demonstrated a€?policies implemented through legislation or rules.a€? Able, 44 F.3d at 131. New York’s usury prohibitions date back toward late eighteenth 100 years. See N.Y. Financial rules A§ 14a€“a (McKinney Continue Reading..

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